:root{
  --navy:#0b1a2e; --navy-2:#12263f; --blue:#1673d6; --blue-2:#2b8cf0; --sky:#e8f2fc;
  --amber:#f5a524; --amber-2:#e08f0c; --ink:#14202e; --muted:#5b6b7d; --line:#dfe6ee; --white:#fff;
  --radius:14px; --max:1180px;
  --display:"Archivo", "Inter", system-ui, sans-serif; --body:"Inter", system-ui, -apple-system, Segoe UI, Roboto, sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--body);color:var(--ink);line-height:1.6;font-size:17px;background:#fff}
img{max-width:100%}
a{color:var(--blue)}
.wrap{max-width:var(--max);margin:0 auto;padding:0 22px}
.sr{position:absolute;left:-9999px}

/* top bar */
.topbar{background:var(--navy);color:#c9d6e5;font-size:12px;letter-spacing:.12em;text-transform:uppercase}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;padding-top:8px;padding-bottom:8px}
.topbar .dot{display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--amber);margin-right:8px;vertical-align:middle}
@media(max-width:720px){.topbar .right{display:none}}

/* header */
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:74px;gap:18px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy)}
.logo svg{width:38px;height:38px}
.logo b{font-family:var(--display);font-weight:900;letter-spacing:.04em;font-size:17px;line-height:1.05;text-transform:uppercase}
.logo small{display:block;font-size:10px;letter-spacing:.2em;color:var(--muted);font-weight:600}
nav.main{display:flex;gap:26px}
nav.main a{text-decoration:none;color:var(--ink);font-weight:600;font-size:15px}
nav.main a:hover{color:var(--blue)}
.hdr-cta{display:flex;align-items:center;gap:14px}
.hdr-phone{font-weight:700;color:var(--navy);text-decoration:none;white-space:nowrap}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:10px;padding:13px 22px;font-weight:700;text-decoration:none;font-size:15px;border:0;cursor:pointer;font-family:var(--body);transition:.15s}
.btn-amber{background:var(--amber);color:var(--navy)}
.btn-amber:hover{background:var(--amber-2)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-2)}
.btn-ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.55)}
.btn-ghost:hover{background:rgba(255,255,255,.1)}
.btn-line{background:#fff;color:var(--navy);border:1.5px solid var(--line)}
.menu-btn{display:none;background:none;border:0;font-size:26px;color:var(--navy)}
@media(max-width:980px){
  nav.main{display:none;position:absolute;top:74px;left:0;right:0;background:#fff;flex-direction:column;padding:16px 22px;gap:14px;border-bottom:1px solid var(--line)}
  nav.main.open{display:flex}
  .menu-btn{display:block}
  .hdr-phone{display:none}
}

/* hero */
.hero{position:relative;color:#fff;background:
  radial-gradient(1200px 500px at 85% -10%,rgba(43,140,240,.45),transparent 60%),
  radial-gradient(900px 500px at -10% 110%,rgba(22,115,214,.35),transparent 60%),
  linear-gradient(160deg,#071324 0%,#0b1a2e 45%,#123a66 100%);overflow:hidden}
.hero:after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:90px;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1440 90' preserveAspectRatio='none'%3E%3Cpath d='M0 40 C 240 90 480 0 720 40 S 1200 90 1440 40 V90 H0Z' fill='%23ffffff'/%3E%3C/svg%3E") center/100% 100% no-repeat}
.hero .wrap{position:relative;z-index:1;padding-top:78px;padding-bottom:130px;display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:start}
.eyebrow{font-size:12px;letter-spacing:.2em;text-transform:uppercase;font-weight:700;color:var(--amber)}
.hero h1{font-family:var(--display);font-weight:900;text-transform:uppercase;font-size:clamp(34px,5vw,60px);line-height:1.02;margin:14px 0 18px;letter-spacing:-.01em}
.hero h1 span{color:#7fc0ff}
.hero p.lead{font-size:19px;color:#d4e2f1;max-width:620px}
.hero .actions{display:flex;gap:12px;flex-wrap:wrap;margin:26px 0}
.chips{display:flex;gap:12px;flex-wrap:wrap;margin-top:8px}
.chip{border:1px solid rgba(255,255,255,.22);background:rgba(255,255,255,.06);border-radius:12px;padding:12px 16px;min-width:150px}
.chip b{display:block;font-family:var(--display);font-size:22px;font-weight:900}
.chip span{font-size:13px;color:#c2d3e6}
@media(max-width:980px){.hero .wrap{grid-template-columns:1fr;padding-bottom:110px}}

/* form card */
.formcard{background:#fff;color:var(--ink);border-radius:18px;padding:26px;box-shadow:0 30px 60px rgba(0,0,0,.35)}
.formcard .eyebrow{color:var(--blue)}
.formcard h2{font-family:var(--display);text-transform:uppercase;font-weight:900;font-size:24px;margin:6px 0 4px;line-height:1.1}
.steps{display:flex;gap:8px;margin:16px 0}
.steps div{flex:1;border-top:3px solid var(--line);padding-top:6px;font-size:12px;font-weight:700;color:var(--muted);letter-spacing:.06em;text-transform:uppercase}
.steps div.on{border-color:var(--blue);color:var(--blue)}
.fstep{display:none}.fstep.on{display:block}
label{display:block;font-weight:600;font-size:14px;margin:12px 0 6px}
select,input,textarea{width:100%;padding:12px 13px;border:1.5px solid var(--line);border-radius:10px;font:inherit;font-size:15px;background:#fff}
select:focus,input:focus,textarea:focus{outline:none;border-color:var(--blue)}
.formcard .btn{width:100%;margin-top:16px}
.formnote{font-size:12.5px;color:var(--muted);margin-top:10px}
.hp{display:none}

/* trust strip */
.trust{border-bottom:1px solid var(--line)}
.trust .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;padding-top:26px;padding-bottom:30px}
.trust div b{display:block;font-size:15px}
.trust div span{font-size:13.5px;color:var(--muted)}
@media(max-width:820px){.trust .wrap{grid-template-columns:1fr 1fr}}

/* sections */
section.block{padding:84px 0}
section.alt{background:#f5f8fc}
section.dark{background:var(--navy);color:#fff}
.label{font-size:12.5px;letter-spacing:.2em;text-transform:uppercase;font-weight:800;color:var(--blue)}
section.dark .label{color:var(--amber)}
h2.big{font-family:var(--display);text-transform:uppercase;font-weight:900;font-size:clamp(28px,3.6vw,44px);line-height:1.04;margin:12px 0 14px;letter-spacing:-.01em}
h2.big em{font-style:normal;color:var(--blue)}
section.dark h2.big em{color:#7fc0ff}
.sub{color:var(--muted);font-size:18px;max-width:700px}
section.dark .sub{color:#c2d3e6}
.head-row{display:flex;justify-content:space-between;align-items:end;gap:24px;flex-wrap:wrap;margin-bottom:34px}

/* cards */
.grid{display:grid;gap:18px}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.g2{grid-template-columns:repeat(2,1fr)}
@media(max-width:980px){.g3,.g4{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.g3,.g4,.g2{grid-template-columns:1fr}}
.card{border:1px solid var(--line);border-radius:var(--radius);padding:24px;background:#fff;text-decoration:none;color:var(--ink);display:flex;flex-direction:column;transition:.15s}
a.card:hover{border-color:var(--blue);transform:translateY(-2px);box-shadow:0 10px 26px rgba(11,26,46,.08)}
.card .num{font-family:var(--display);font-weight:900;color:var(--blue);font-size:15px;letter-spacing:.08em}
.card h3{font-family:var(--display);text-transform:uppercase;font-weight:800;font-size:18px;line-height:1.15;margin:10px 0 8px}
.card p{margin:0 0 14px;color:var(--muted);font-size:15px}
.card .more{margin-top:auto;font-weight:700;color:var(--blue);font-size:14px}
section.dark .card{background:var(--navy-2);border-color:#20395a;color:#fff}
section.dark .card p{color:#b9cbe0}

/* cta band */
.band{background:linear-gradient(120deg,var(--blue) 0%,#0f5bb0 100%);color:#fff;border-radius:20px;padding:44px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.band h3{font-family:var(--display);text-transform:uppercase;font-weight:900;font-size:30px;line-height:1.05;margin:6px 0}
.band p{margin:0;color:#dcebfb}

/* lists */
.checks{list-style:none;padding:0;margin:0}
.checks li{padding:10px 0 10px 34px;position:relative;border-bottom:1px solid var(--line)}
.checks li:before{content:"";position:absolute;left:0;top:13px;width:20px;height:20px;border-radius:50%;background:var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 10.5l3 3 7-7' stroke='white' stroke-width='2.4' fill='none'/%3E%3C/svg%3E") center/14px no-repeat}
section.dark .checks li{border-color:#20395a}
ol.howto{counter-reset:s;list-style:none;padding:0;margin:0}
ol.howto li{counter-increment:s;position:relative;padding:0 0 18px 54px}
ol.howto li:before{content:counter(s,decimal-leading-zero);position:absolute;left:0;top:0;font-family:var(--display);font-weight:900;font-size:20px;color:var(--amber)}

/* cities */
.cities{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
.cities a{display:block;padding:14px 16px;border:1px solid var(--line);border-radius:10px;text-decoration:none;color:var(--ink);font-weight:600;background:#fff}
.cities a:hover{border-color:var(--blue);color:var(--blue)}
@media(max-width:820px){.cities{grid-template-columns:1fr 1fr}}
.county{font-weight:800;letter-spacing:.14em;text-transform:uppercase;font-size:13px;color:var(--muted);margin:26px 0 12px}

/* faq */
details{border-bottom:1px solid var(--line);padding:18px 0}
details summary{cursor:pointer;font-weight:700;font-size:18px;list-style:none;display:flex;justify-content:space-between;gap:18px}
details summary:after{content:"+";color:var(--blue);font-size:24px;line-height:1}
details[open] summary:after{content:"–"}
details p{color:var(--muted);margin:10px 0 0}

/* steps row */
.how{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.how div{border-top:3px solid var(--amber);padding-top:18px}
.how b{font-family:var(--display);font-weight:900;font-size:30px;color:var(--amber)}
.how h3{font-family:var(--display);text-transform:uppercase;font-size:19px;margin:6px 0}
.how p{color:#b9cbe0;margin:0}
@media(max-width:820px){.how{grid-template-columns:1fr}}

/* inner pages */
.pagehero{background:linear-gradient(160deg,#071324,#0b1a2e 55%,#123a66);color:#fff;padding:64px 0 56px}
.pagehero h1{font-family:var(--display);text-transform:uppercase;font-weight:900;font-size:clamp(30px,4.4vw,52px);line-height:1.03;margin:12px 0 14px}
.pagehero p{color:#d4e2f1;font-size:19px;max-width:760px;margin:0 0 22px}
.crumbs{font-size:13px;color:#9fb4cc}
.crumbs a{color:#c9d9ea;text-decoration:none}
.content{display:grid;grid-template-columns:1fr 340px;gap:54px;padding:60px 22px 80px}
@media(max-width:980px){.content{grid-template-columns:1fr}}
.prose h2{font-family:var(--display);text-transform:uppercase;font-weight:900;font-size:26px;line-height:1.1;margin:38px 0 12px}
.prose h2:first-child{margin-top:0}
.prose h3{font-size:19px;margin:24px 0 8px}
.prose p,.prose li{color:#2e3d4d}
.prose ul{padding-left:20px}
.aside{position:sticky;top:96px;align-self:start}
.aside .box{border:1px solid var(--line);border-radius:16px;padding:24px;margin-bottom:18px;background:#fff}
.aside .box h3,.aside .box .boxh{font-family:var(--display);text-transform:uppercase;font-size:18px;margin:0 0 10px}
.aside .box a.lnk{display:block;padding:7px 0;border-bottom:1px solid var(--line);text-decoration:none;color:var(--ink);font-weight:600;font-size:15px}
.aside .box a.lnk:hover{color:var(--blue)}
.aside .urgent{background:var(--navy);color:#fff;border:0}
.aside .urgent p{color:#c2d3e6;font-size:15px}
.note{background:var(--sky);border-left:4px solid var(--blue);padding:14px 18px;border-radius:8px;font-size:15px}

/* footer */
footer.site{background:#071324;color:#a9bbd0;padding:64px 0 28px;font-size:15px}
footer.site .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:34px}
footer.site h4{color:#fff;text-transform:uppercase;letter-spacing:.14em;font-size:13px;margin:0 0 14px}
footer.site a{color:#cfdbe8;text-decoration:none;display:block;padding:4px 0}
footer.site a:hover{color:#fff}
footer.site .disclosure{border-top:1px solid #1d3048;margin-top:42px;padding-top:22px;font-size:13.5px;line-height:1.6}
@media(max-width:900px){footer.site .cols{grid-template-columns:1fr 1fr}}

/* mobile call bar */
.mbar{display:none}
@media(max-width:760px){
  .mbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:60;gap:8px;padding:10px;background:#fff;border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(0,0,0,.08)}
  .mbar .btn{flex:1;padding:14px 10px}
  body{padding-bottom:72px}
}
footer.site a.btn{display:inline-flex;color:var(--navy);padding:12px 20px;margin-top:6px}
@media(max-width:620px){
  .hdr-cta .btn{display:none}
  .logo b{font-size:15px}
  .topbar{font-size:10.5px}
  .hero .wrap{padding-top:44px}
}
/* SEO heading refresh */
details summary h3{font:inherit;margin:0;display:inline;text-transform:none;letter-spacing:0}
.band .bandh{font-family:var(--display);text-transform:uppercase;font-weight:900;font-size:30px;line-height:1.05;margin:6px 0;color:#fff}
.how.how5{grid-template-columns:repeat(5,1fr)}
.how.how-light{grid-template-columns:repeat(2,1fr);margin:18px 0 8px}
.how.how-light p{color:var(--ink,#334)}
.how.how-light h3{font-size:17px;margin:6px 0}
.how.how-light b{font-size:22px}
.prose h3{margin:22px 0 6px}
.card h3{margin:6px 0}
@media(max-width:980px){.how.how5{grid-template-columns:repeat(2,1fr)}}
@media(max-width:620px){.how.how5,.how.how-light{grid-template-columns:1fr}.band .bandh{font-size:24px}}
/* nav dropdowns */
nav.main{align-items:center}
.dd{position:relative}
.dd .ddb{display:none}
.dd .car{font-size:11px;color:var(--blue)}
.ddm{display:none;position:absolute;top:100%;left:-18px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 18px 40px rgba(11,26,46,.16);padding:10px;min-width:250px;z-index:60;margin-top:12px}
.ddm:before{content:"";position:absolute;top:-14px;left:0;right:0;height:14px}
.ddm a{display:block;padding:9px 12px;border-radius:8px;font-size:14.5px;white-space:nowrap}
.ddm a:hover{background:#eef5ff}
.ddm .ddall{color:var(--blue);font-weight:700;border-bottom:1px solid var(--line);border-radius:8px 8px 0 0;margin-bottom:4px}
.ddm2{min-width:560px;display:none;grid-template-columns:1fr 1fr;column-gap:6px}
.ddm2 .ddall{grid-column:1/-1}
@media(min-width:981px){.dd:hover .ddm,.dd:focus-within .ddm{display:block}.dd:hover .ddm2,.dd:focus-within .ddm2{display:grid}}
@media(max-width:980px){
  nav.main{align-items:stretch;max-height:calc(100vh - 80px);overflow:auto}
  .dd{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between}
  .dd .car{display:none}
  .dd .ddb{display:block;background:none;border:0;font-size:16px;color:var(--blue);padding:4px 8px}
  .ddm,.ddm2{position:static;box-shadow:none;border:0;border-left:3px solid var(--line);border-radius:0;margin:6px 0 0;padding:0 0 0 10px;min-width:0;width:100%}
  .dd.open .ddm,.dd.open .ddm2{display:block}
  .ddm a{white-space:normal;padding:7px 4px}
}
/* local depth */
.tags{display:flex;flex-wrap:wrap;gap:8px;margin:12px 0 4px}
.tag{background:#eef5ff;color:var(--navy);border:1px solid #d6e6fb;border-radius:999px;padding:6px 12px;font-size:14px;font-weight:600}
.zips b{color:var(--navy)}
.tablewrap{overflow-x:auto;margin:14px 0 6px;border:1px solid var(--line);border-radius:14px}
table.tbl{width:100%;border-collapse:collapse;font-size:15px;min-width:560px}
.tbl th{background:var(--navy);color:#fff;text-align:left;padding:12px 14px;font-size:13px;letter-spacing:.04em;text-transform:uppercase}
.tbl td{padding:12px 14px;border-top:1px solid var(--line);vertical-align:top}
.tbl tr.hl td{background:#fff8e8}
.pill{display:inline-block;margin-top:6px;background:var(--amber);color:#1b1300;border-radius:999px;padding:2px 9px;font-size:11.5px;font-weight:800;text-transform:uppercase;letter-spacing:.03em}
.tbl td b+.pill{display:block;width:max-content}
.tipbox{border-left:5px solid var(--amber);background:#fffaf0;border-radius:0 14px 14px 0;padding:16px 20px;margin:20px 0}
.tipbox .tiph{font-weight:800;text-transform:uppercase;font-size:13px;letter-spacing:.06em;color:#a46400;margin-bottom:4px}
.tipbox p{margin:0}
.checklist{border:2px dashed #c9d9ee;border-radius:18px;padding:6px 24px 22px;margin-top:14px;background:#fbfdff}
.share{display:flex;gap:12px;flex-wrap:wrap;margin-top:16px}
@media print{header.site,footer.site,.topbar,.mbar,.aside,.pagehero,.band,form,.hero,section.trust{display:none!important}body.printing main>*:not(.printzone){display:none!important}}
.content>*{min-width:0}
.prose h2{overflow-wrap:anywhere}
@media(max-width:620px){table.tbl{min-width:520px;font-size:14px}.checklist{padding:4px 16px 18px}}